Capital Credit Returns<\/h3>\n

每年，Co-op董事都会查看Co-op的财务状况，并决定如何以及何时退还资本信贷.<\/p>\n

\n
• Some years the profits are too small to warrant payments<\/li>\n
• 在其他利润较高的年份，董事会有几个选择:\n
  \n
  • The board may decide to retain some of the profits to be used as working capital or to upgrade a portion of the electric system<\/li>\n
  • Some Credits are returned to members in cash<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

    ---

    \n

    How are Capital Credits Paid<\/h2>\n

    从历史上看, 拉瓦利县电力合作社已按2015年1月1日的顺序支付了资本抵免, 先出.\u201d<\/p>\n

    \n
    • 20世纪30年代至2019年的税收已经支付, 然后是\u201940\u2019, \ u201950 \ u2019s, \ u201960 \ u2019s, 1970, 1971, 1972, 1973 and so on<\/li>\n
    • Ravalli Electric has paid off all Credits due for all years up to and including 2002<\/li>\n
    • Most Co-ops around the country are similarly still paying Credits from approximately 25 years ago<\/li>\n<\/ul>\n

      Changes to the Formula<\/h3>\n

      \n
      • From 2009 to 2016 the board of directors chose to pay only the older years<\/li>\n
      • In 2017, the board of directors elected to change the formula for payments so the Co-op paid a portion of the oldest year on file and a portion of the new year<\/li>\n
      • This change resulted in thousands of newer consumers getting a Capital Credit check for the first time<\/li>\n<\/ul>\n

        Capital Credits are Hard Assets<\/h3>\n

        \n
        • Some consumers assume that Capital Credits are like savings accounts with cash set aside for each member<\/li>\n
        • 资本信贷实际上是以硬资产的形式存在的, 线, 卡车, and buildings<\/li>\n
        • It would make no sense for the Co-op to pay back large Capital Credit payments and then borrow money from the bank to replenish working capital<\/li>\n
        • Interest payments for borrowed money would be passed on to the consumer<\/li>\n<\/ul>\n

          Keeping Rates Low<\/h3>\n

          \n
          • Returning Capital Credits is a balancing act<\/li>\n
          • No one wants to raise electric rates in order to raise revenue available to pay back Credits<\/li>\n
          • It\u2019s better to keep rates as low as possible and pay back Credits slowly but surely<\/li>\n<\/ul>\n

            ---

            \n

             <\/p>\n",“受保护的”:假},"excerpt":{"rendered":"

            什么是资本信用?资本信用如何运作信息图(PDF)在一个完美的世界里, 一家非营利性企业可能会在1月1日写一份预算，以支付所有费用，到年底利润正好为零. 在现实世界中, 我们的预算必须总是比预计成本多一点，因为我们可以\u2019t[…]\n”,“受保护的”:假},“作者”:22,“featured_media”:0,“父”:38569,“menu_order”:0,“comment_status”:“封闭”,“ping_status”:“封闭”,“模板”:“,“元”:{“inline_featured_image”:假的,"脚注":" "},“_links”:{“自我”:[{“href”:“http: \ / \ / hjk8.vaftizo.com \ v2 / wp-json \ / wp \ / \ / \ / 38587页“}],“收集”:[{“href”:“http: \ / \ / hjk8.vaftizo.com \ / wp-json \ / wp \ / v2 \ /页”}),”关于“:[{“href”:“http: \ / \ / hjk8.vaftizo.com \ v2 / wp-json \ / wp \ / \ / \ /类型页面”}],“作者”:[{“嵌入”:真的,“href”:“http: \ / \ / hjk8.vaftizo.com \ v2 / wp-json \ / wp \ / \ / \ /用户22}],“回答”:[{“嵌入”:真的,“href”:“http: \ / \ / hjk8.vaftizo.com \ / wp-json \ / wp \ / v2 \ /评论?帖子= 38587 "}),”版本历史”:[{“计数”:23日,“href”:“http: \ / \ / hjk8.vaftizo.com \ v2 / wp-json \ / wp \ / \ / \ / 38587页\ /修订“}),“predecessor-version”:{" id ": 39630,“href”:“http: \ / \ / hjk8.vaftizo.com \ v2 / wp-json \ / wp \ / \ / \ / 38587 \ \ /修改/ 39630页“}),《玛雅吧软件》:[{“嵌入”:真的,“href”:“http: \ / \ / hjk8.vaftizo.com \ v2 / wp-json \ / wp \ / \ / \ / 38569页“}],”wp:附件”:[{“href”:“http: \ / \ / hjk8.vaftizo.com \ / wp-json \ / wp \ / v2 \ /媒体?父母= 38587 "})居里”:[{“名称”:“wp”,“href”:“http: \ / \ / api.w.org \ / {rel}”、“模板化”:真}]}}